Home Insurance

Up to 30% No Claim Bonus

Pay by the month at no extra cost

24/7 claims support

Get peace of mind for your most treasured items with National Seniors Insurance home building and contents cover, underwritten by Allianz - one of Australia's largest general insurers.

You can choose from Prestige, Classic or Vital cover for your building and contents, with a great range of features and benefits that will give you peace of mind should the unexpected happen.

Up to 10% discount when you buy online⁺

Why choose National Seniors Insurance?

New for old replacement where Allianz agrees to replace your contents
Cover for accidental glass breakage
24/7 claims lodgement
The option to protect your portable contents away from home from an additional $4 per month^_
Emergency storage of your contents if your building is damaged by an insured event
Cover for your contents for up to 14 days at both your old and your new address if you are moving house^^
Choose to increase your excess payable in the event of a claim and we'll reduce your premium^^.

Get up to $5,000 cover for identity theft expenses^

With National Seniors Classic and Prestige home insurance policies, if you take out cover for your contents you’ll be automatically covered for identity theft. So, if you are a victim, you’ll be covered up to $5,000 towards the expenses incurred in recovering your identity^.

Identity theft is the taking and using of your name and personal information, including your address, date of birth, credit card, and bank account details. It can happen online or offline through discarded or stolen documents, bills and ID.

https://www.einsure.com.au/wb/redirect/xfi-nsa-home-quote

http://www.allianz.com.au/redirect/allianz-claimform-aus-property

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Calculators

To ensure you're adequately covered, use our handy replacement calculators, provided by Allianz, as a guide to estimate the replacement value of your home building and contents.

Home building calculator

Contents Replacement calculator

More features and benefits

Features and benefits available under National Seniors Insurance home building and contents policies include:

What are you insured for? Features and benefits	Prestige Home	Classic Home	Vital Home
New for old replacement	Yes	Yes	Yes
Insured Events cover	Yes	Yes	Yes
Accidental loss or damage	Yes	No	No
Accidental breakage of glass	Yes	Yes	Yes
Additional cost of temporary accommodation	Yes*	Yes*	Yes*
Automatic indexation of sum insured	Yes	Yes	Yes
Landscaping	Yes	Yes	No
Compensation for death	Yes - Up to $10,000	Yes - Up to $10,000	Yes - Up to $10,000
Contents in open air at the risk address	Yes*	Yes*	Yes*
Contents in safe deposit box – Accidental loss or damage, excluding theft	Yes*	Yes*	Yes*
Credit cards - cover for loss or theft	Yes - Up to $5,000	Yes - Up to $5,000	Yes - Up to $2,500
Fusion of electric motors	Yes - Motors up to 12 years old	Yes - Motors up to 10 years old	No
Guests', visitors' and domestic helpers' property	Yes - Up to $5,000	Yes - Up to $5,000	Yes - Up to $5,000
Landlords' contents	No	Yes - Up to $10,000	Yes - Up to $10,000
Legal liability cover	Yes - Up to $20,000,000	Yes - Up to $20,000,000	Yes - Up to $10,000,000
Modifications to buildings for paraplegia and quadriplegia	Yes - Up to $10,000	Yes - Up to $10,000	Yes - Up to $10,000
Replacement of locks and cylinders	Yes - Up to $2,000	Yes - Up to $1,000	Yes - Up to $1,000
Security firm attendance	Yes - Up to $500	Yes - Up to $500	Yes - Up to $500
Spoilage of refrigerated / freezer food	Yes - No specified limit	Yes - Up to $500	No
Temporary removal of Contents from your risk address	Yes*	Yes*	Yes*
Title deeds	Yes - Up to $2,000	Yes - Up to $2,000	Yes - Up to $2,000
Veterinary costs	Yes - Up to $500	Yes - Up to $500	Yes - Up to $500
Identity theft	Yes - Up to $5,000	Yes - Up to $5,000	No
Guaranteed renewal	Yes	Yes	No

For full details of conditions and exclusions of all our cover options, please refer to the Prestige Home Insurance PDS, Classic Home Insurance PDS and Vital Home Insurance PDS.

To review the Key Facts Sheets available for our home building and/or contents covers click here.

Want to learn more?

For detailed information on the cover and limits provided, you should read the relevant Home Insurance Product Disclosure Statement (PDS) and Supplementary PDS (where applicable).

Classic Home Insurance PDS Prestige Home Insurance PDS Vital Home Insurance PDS

To review the Key Facts Sheets available for our home building and/or contents covers click here

https://www.einsure.com.au/wb/redirect/xfi-nsa-home-quote

http://www.allianz.com.au/redirect/allianz-claimform-aus-property

Terms and Conditions apply

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##Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

+Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

^@To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus.

⁺ Discounts may not be applied to any flood component of the premium (if applicable).

^_Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

^^Applicable only when you have contents cover. Please refer to the Classic Home Insurance PDS, Prestige Home Insurance PDS, Vital Home Insurance PDS for full terms and conditions.

^Applicable only when you have Classic or Prestige home contents cover.

In arranging this insurance, National Seniors Australia Ltd ABN 89 050 523 003 AR 282736 acts for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Terms, conditions and exclusions apply. Before making a decision about this insurance please refer to the Product Disclosure Statement, available from this website. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.