Receive a 10%* discount on travel insurance policies with a National Seniors Australia membership

Become a member today and discover a host of savings and benefits. T&Cs apply.

Home Insurance

Insure your house, the things inside it, your portable contents or your investment property.

Insurance that's all about you

Save up to 10%

Save up to 10%

Up to 10% discount on your first year's premium when you quote and buy a new policy online¹,²

Flexible payment options

Flexible payment options

Pay by the month at no extra cost³ and enjoy the flexibility to adjust your excess which may reduce your premium⁶

24/7 online claims

24/7 online claims

24/7 claims online claims lodgement or call 1300 55 50 30 to speak to a real person

Discover the National Seniors difference

Speak to a real person

Call 1300 50 50 99 to speak to a real person who understands you.

Supporting older Australians

Your policy helps fund our advocacy work and improve outcomes for older Australians.

Renewal Invitation Guarantee

National Seniors members receive a Renewal Invitation Guarantee.

Choose your cover

Buildings

• Designed to cover the physical structures that make up your home buildings, including the garage, deck, sheds and more.

• Cover for loss or damage caused by fire⁴, storms⁴, earthquake⁵, impact damage, and more.

Contents

• Designed to cover items at your home, from furniture and white goods, to personal belongings like computers, clothing and shoes.

• Cover for contents intended to be kept outside, like your barbeque, outdoor furniture and children’s play equipment up to $2,000 in total.

Renters

• Cover for your belongings at your rental property for damage caused by fire⁴, theft and storm.

• Covers landlord's structures or fittings for which you, the tenant, are legally responsible under your lease.

Landlord

• Cover for loss or damage caused by an insured event to your investment property and/or any contents you provide for the tenant's use

• Up to $20 million legal liability cover

Prefer to speak to a real person?


Key Policy Documents


For full details of the terms, conditions, limits and exclusions about our home insurance please refer to the relevant National Seniors Insurance Home and/or National Seniors Insurance Landlord Product Disclosure Statements (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. To see some of the events covered and not covered, please refer to the National Seniors Insurance Home Buildings, National Seniors Insurance Home Contents, National Seniors Insurance Landlord Buildings or National Seniors Insurance Landlord Contents Key Fact Sheets (KFS).

What our customers have to say

Penny, 70 - VIC Travel Insurance Customer

Penny, 70 - VIC Travel Insurance Customer

I can't speak highly enough of the help Sinead gave me when choosing my travel insurance for an upcoming 6-week trip to Ireland. She explained everything and made it all so easy. I will certainly recommend her to any senior planning to travel. Many thanks Sinead.

Lee, 66 - QLD Caravan Insurance Customer

Lee, 66 - QLD Caravan Insurance Customer

Sinead presented herself as a very happy, knowledgeable person with terrific people skills, she answered all of my questions without hesitation. This lady has nailed it, she knows how to make a potential client feel important and she treats people with respect. It was late on the Friday, and we ran out of time to finalise the deal, Sinead promised me that she would phone me on the Monday around 9:00am, sure enough she did! Sinead is a first-class employee, and she deserves a high level of recognition.

Deb, 69 - NSW Caravan Insurance Customer

Deb, 69 - NSW Caravan Insurance Customer

Narelle was exceptional in every way as a representative of Australian Seniors Insurance. She went out of her way to explain our caravan insurance policy in detail. Narelle was friendly, knowledgeable, competent and had an obvious love for her job in her attitude towards the customer, especially making sure we felt confident with every detail before signing up to our new policy. This was particularly important as we had used another provider for the past 46 years. Narelle gave me time to discuss the new policy with my husband after my initial enquiry and rang back exactly as promised to finalise payment. Narelle is huge asset to your insurance company.

Desmond, 77 - VIC
Travel Insurance Customer

Desmond, 77 - VIC
Travel Insurance Customer

Sinead provided excellent assistance in arranging my insurance cover for my travel next year. She had good product knowledge, very good interpersonal skills and always delivered what she promised within agreed timeframes. From a customer's perspective, personnel such as Sinead are great to deal with and should be valued and retained.

Carolyn, 78 - SA 
Travel Insurance customer

Carolyn, 78 - SA
Travel Insurance customer

I was very impressed by the friendly efficient service I received from Sinead. She answered my many questions with patience and understanding. I got all the clear answers I needed to enable me to confidently decide to take out National Seniors Travel Insurance.

Harry, 71 - QLD
Caravan Insurance customer

Harry, 71 - QLD
Caravan Insurance customer

Jeremy was the most helpful person I have ever spoken to. Thank you so much Jeremy, I wish there were more caring and experienced people like you.

Angus, 79 - QLD
Travel Insurance customer

Angus, 79 - QLD
Travel Insurance customer

What a pleasure it has been to enquire about travel insurance with Sinead. She was so professional and helpful at all times. She was a pleasure to talk with and answered every question I had regarding travel insurance and above all returned my phone calls quickly with any questions she wasn't sure of. National Seniors Insurance are blessed to have such a delightful, helpful person working for them and I would recommend Sinead to any of my friends for travel insurance.

Mandy, 73 - QLD 
Travel Insurance customer

Mandy, 73 - QLD
Travel Insurance customer

I would like to say that Sinead was extremely helpful and knowledgeable in quoting for insurance for a couple of policies we were getting for comparison for. She is very friendly, easy to talk to and makes you feel like a friend rather than just another customer, which I like. I would recommend anyone to contact her for their insurance quotes.

How to make a claim


Lodge your claim online 24/7 or call 1300 55 50 30 and a consultant will help you.

Claim online

How your policy helps older Australians

National Seniors Insurance is part of National Seniors Australia, a leading not-for-profit advocacy organisation giving older people a strong national voice. Our evidence-based advocacy tackles issues such as age discrimination, the Age Pension, cost of living, health costs, and more.

Modest profits from the sale of your policy help us create real change and a better future for all older Australians.

Become a National Seniors Member

Join National Seniors Australia today and receive discounts on everyday essentials and more

Join National Seniors Australia today and receive discounts on everyday essentials and more

National Seniors Australia members have access to a range of benefits and services – including discounts on Travel, Health and Life Insurance.

As a member, save with discounts, expand your social circle through our branches, receive a yearly subscription to Our Generation digital magazine, and access our Financial Information Consultant by phone.

For only $49.50, anyone can become a member and it only takes minutes to join.

Membership makes a difference

Advocacy campaigns

Find out how we make a difference to the lives of all older Australians through research-led advocacy.

Our research

Learn more about our research into older Australians' experiences and perspectives.

Advocacy wins

Take a closer look at the significant advocacy wins we've managed to secure for older Australians.

Some of the benefits of membership

Discounts

Discounts

Save with over 1,000 discounts on groceries, fuel, accommodation, fitness, health care, motor services, books, theme parks, appliances, cinemas, gift cards and more!

Our Generation magazine

Our Generation magazine

Members receive a yearly subscription to Our Generation digital magazine!

Branches

Branches

Expand your social circle, enjoy social events, day-trips, guest speakers and meet like-minded members.

Financial Information Consultant

Financial Information Consultant

Members can speak to a real person to receive up-to-date information on retirement planning, estate planning, Centrelink benefits, investment choices, Aged Care, superannuation, and more!

Competitions

Competitions

Enter and win newly released books, DVDs, CDs, and movie and event tickets with access to exclusive member-only competitions.

Sign up to the Connect Newsletter


Keep updated on technology, advocacy, lifestyle, travel and health news


Disclaimer


National Seniors Australia Ltd ABN 89 050 523 003 AR 282736 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from www.nationalseniorsinsurance.com.au. The relevant Target Market Determination is available by calling 1300 50 50 99. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1. Online discount

[Home] When you quote and buy a new home insurance policy online a discount of up to 10% is applied to your first year's premium including the following optional covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.

[Landlord] When you quote and buy a new Landlord insurance policy online a discount of up to 10% is applied to your first year's premium including the optional covers (If selected): Flood and Rent Default and Theft by Tenant. This discount is not applied on renewal.

2. Minimum premiums

If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.

Discounts do not apply to taxes or government charges.

Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).

Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

3. Instalment premiums

If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

4. 72 hour waiting period 

We do not provide cover for any loss of or damage to your property caused by cyclone, grassfires and bushfires, during the first 72 hours after you first purchase a policy or increase your cover under an existing policy.

5. Earthquake excess

An additional imposed excess amount of $250 applies for each claim or loss or damage caused by an earthquake or tsunami, or a series of earthquake or tsunamis, during any period of 48 consecutive hours.

6. Option to change your excess 
Not available when an additional compulsory excess or imposed excess applies. Minimum Premiums apply.