nib will recognise waiting periods already served with your current fund so you can claim straight away. Waiting periods apply for services not currently covered and any benefit limits already used with your current fund will apply to your nib policy².

nib will give you control over your healthcare needs – because you're covered for services relevant to your stage of life. You don't have to pay for things like pregnancy or infertility treatments. There's cover on services you're more likely to need, like joint replacements or heart surgery.

With nib you can tailor your cover, your way. Choose the level of Hospital cover you need and the Extras you’d like. It’s easy and can save you money. After all, who wants to pay for things they don’t use?

For more information view our booklet on choosing the right cover for you.

Hospital cover for the important things:

• Knee Replacement
• Hip Replacement
• Heart Surgery
• Colonoscopies
• Ambulance... Plus more

You don't have to pay for things you don't need, like:

• Pregnancy
• IVF
• Infertility Investigations

Get a quote now on 1300 50 50 96

¹Offer applies to National Seniors Australia members only. The 6% discount is on your annual premium excludes any Lifetime Health Cover loading and only applies to direct debit payment from a cheque or savings account, excludes direct debit from a credit card account. 

² Waiting periods apply for services not covered by current fund. Any existing limits used and waiting periods served with your current health fund will be carried across to your new nib policy. Offer excludes Overseas Student and Visitor covers and corporate health covers. Offer may be changed or terminated at any time. nib health insurance is promoted by National Seniors Australia as an authorised representative of nib health funds limited ABN 83 000 124 381. Conditions apply, please call 1300 50 50 96 or visit www.nationalseniors.com.au

*This offer is only available to new customers who take out a combined nib Hospital & Extras policy between 1 December 2019 and 29 February 2020. $150 off the policy will be fulfilled after the policy has been held consecutively for 60 days after the end of the month that the Eligible Product was purchased in, and has been paid up to date. The $150 will be applied by adjusting the premium paid to date and will be referenced in the primary policyholder's policy statement. Not available to existing AAMI, nib, Apia, Suncorp or Qantas Health Insurance customers or to previous policyholders who have joined and cancelled 6 months before or during the offer period. See full terms and conditions here.

nib health insurance is promoted by National Seniors Australia Ltd ABN 89 050 523 003 as an authorised representative of nib health funds limited ABN 83 000 124 381.