Health Insurance

We all have different health care needs, particularly as we get older. That’s why we've partnered with Australian Unity for health insurance to help you find the cover that meets your needs and budget.

Get a quote

Introducing Australian Unity

Established in 1840, Australian Unity is Australia's first member-owned wellbeing company, delivering health, wealth and living services. From singles to families and everything in between, Australian Unity can help you find the cover that meets your needs and your budget.

Get a Quote

Call 1300 50 50 96 (weekdays 8.30am to 5pm AEST) or get a quote online

Australian Unity health covers

Choose the right cover for you, it only takes 2 mins to get an online quote

Australian Unity health insurance member services

Manage your cover, including making a claim.

Member benefits

10% off for members

National Seniors members are eligible for an ongoing 10% discount² off Australian Unity health insurance covers, when you pay by direct debit.

Not a member?

In addition to great savings on health insurance, members receive a range of discounts, benefits and services for only $45 a year!

4 weeks free

4 weeks free

Enjoy 4 weeks free when you join hospital & extras by 30 September with Australian Unity our health insurance partner. New members only. T&Cs apply.

If you find it hard to sort out your health insurance, we get it. If you're a National Seniors member, you'll get the chance to book a one-on-one phone consultation, making it easier for you to review or choose your health cover.

Unable to attend? Get a quote by calling Australian Unity on 1300 50 50 96. So don't delay, book your appointment today!

Other reasons to choose Australian Unity health insurance

Switch health insurance in 3 easy steps

When you switch to an equivalent or lower Australian Unity cover within 30 days of leaving your old health insurer, they’ll recognise the waiting periods you’ve already served. Even if you haven’t completed a waiting period, they’ll apply any time already served towards your new cover.

If you increase your cover when you join Australian Unity, you’ll have to serve a waiting period before you can access the higher benefit.

All you need to do is
1. Choose your new cover from Australian Unity.
2. Sign up online or over the phone—make sure to tell us you’re switching.
3. That’s it! We’ll organise the rest.

Choose your own provider

Choose your own extras provider³ (provider recognition conditions apply)

30-day cooling off period

• Cancel or switch to a more suitable cover
• Get your money back as long as no claims have been made

Get up to 100% back on selected preventative dental⁴

• At our No Gap Dental Network
• Available on selected extras covers
• Yearly limits may apply

Message for NIB health insurance customers

If you’re an existing NIB Health Insurance customer that joined the health fund as part of the National Seniors Australia member benefits program, and want more information on what this change means for you please refer to the FAQs below.

NIB Health Insurance FAQs

I’m an existing NIB Health Insurance customer - will I still receive a 6% discount on my policy?

NIB will continue to offer National Seniors members who are customers the 6% off discount for the life of their policy. If the policy lapses or if you transfer or vary your cover with NIB, the discount will no longer apply.

I need support with my NIB Health Insurance policy, who do I contact?

For all enquiries call 13 16 42 or visit their website

How do I make a claim with NIB?

To make a claim with NIB Health Insurance use the online form or call 13 16 42.


  1. New members only. Membership must commence by 30 September. Minimum payment & membership period and T&C’s apply at
  2. 10 % discount includes all retail discounts and is available only when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover.