Car Insurance Comparison Table


These tables are a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

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Product comparison table


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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.
Comprehensive Insurance Third Party Fire & Theft Third Party Property Damage
Cover for accidental loss of or damage to your vehicle caused by fire or theft
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for
any one event or series of related events
Legal costs
Emergency repairs – up to $500 in respect of any one incident
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable cost of towing

(after a covered incident)

(after fire or theft of your vehicle)
Temporary cover on replacement vehicle – 14 days
More benefits
Trailer and caravan cover - $1,000 or market value whichever is the lesser
Legal liability cover when using a substitute vehicle
Personal items – up to $1,000 for any one incident
Emergency accommodation and travelling expenses – up to $1,000 for of any one incident
Transportation costs – up to $500 for any one incident
Lock re-keying/re-coding – up to $1,000 for any one incident
Child seat/baby capsule cover – up to $500 for of any
one incident
Optional benefits you can add
Protected No Claim Bonus - 1st claim per period of insurance
Rental car following accident - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims - unlimited
Optional excesses you can select to decrease your premium
Restricted driver excess - $2,500 any one claim
Unnamed driver excess - $2,500 any one claim
Tools of Trade - $1500 any one incident

Comprehensive insurance table


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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.
Comprehensive Insurance
Key benefits
Accidental loss of or damage to your vehicle
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the
time it is declared a total loss
Legal liability cover for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events
Legal costs
Emergency repairs – up to $500 for any one incident
Rental car after theft ($100 per day limit, up to 30 days)
Temporary cover on replacement vehicle – 14 days
Reasonable cost of towing after a covered accident
Trailer and caravan cover - $1,000 or market value whichever is the lesser
Legal liability cover when using a substitute vehicle
Personal items – up to $1,000 for any one incident
Emergency accommodation and travelling expenses – up to $1,000 for of any one incident
Transportation costs – up to $500 for any one incident
Lock re-keying / re-coding – up to $1,000 for any one incident
Child seat / baby capsule cover – up to $500 for of any one incident
Sporting goods - $2000 any one incident
Employer’s or principal’s liability
Optional benefits you can add
Protected No Claim Bonus - 1st claim per period of insurance
Rental car following accident - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims - unlimited
Tools of trade - up to $1,500 for any one incident
Optional excesses you can select to decrease your premium
Restricted driver excess - $2,500 any one claim
Unnamed driver excess - $2,500 any one claim

Third Party Fire & Theft


Provides you with cover for accidental loss of or damage to your vehicle caused by fire or theft up to $5,000 for any one incident. It also covers you for your legal liability for loss of or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage


Covers you for your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third party insurance comparison table


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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.
Third Party Fire & Theft Third Party Property Damage
Key benefits
Accidental loss of or damage to your vehicle caused by fire or theft
Cover for damage to other people’s property (legal liability) – up to $20 million
Legal costs
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable costs of towing after fire or theft of your vehicle
Legal liability cover when using a substitute vehicle

This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

Disclaimer

National Seniors Australia Ltd ABN 89 050 523 003 AR No. 282 736 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Pro duct Disclosure Statement available from this website. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.