Pet Insurance

We offer pet insurance for protection you can trust

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At National Seniors Insurance we want to protect what matters most. We know your furry friends are more than a pet, they’re family. That’s why we offer pet insurance to keep your pet happy and healthy. 

With our pet insurance you’ll enjoy:

Up to 80% back on vet fees

Up to $1,000 emergency boarding

Up to $12,000/year cover

Lifetime cover when you renew with us each year

Pet insurance covers

  • Illness
  • Injury
  • Accidents
  • Emergency boarding
  • Euthanasia costs
  • Overseas vet fees (in New Zealand or Norfolk Island)

Include our Tender Loving Care package and receive up to $100 each year to put towards: teeth cleaning, micro-chipping, heartworm prevention, prescription food, vaccinations, annual health check-ups.

Waiting and benefits periods may apply.

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Pre-existing conditions

We may be able to waive the exclusion for your pets pre-existing condition. Simply complete the pre-existing condition waiver form and we'll look at your pet's individual circumstances and see where we can help.

Download the form

Cruciate ligament waiting period

We may be able to waive the waiting period for cruciate ligament surgery so your pet gets fixed faster. Complete the cruciate ligament waiting period waiver form now.

Download the form

Why get pet insurance?

Just like us, most pets will visit the doctor a few times each year. Pet insurance helps with the unexpected costs. While routine visits are more affordable, it’s large surgeries and ongoing treatment costs where pet insurance really helps. Below are some examples of where pet insurance can make a difference.

Cat hit by car

If your cat is accidentally hit by a car and broke its leg you will be covered for the cost of the injury to its broken leg such as x-rays, blood test, medications (pain relief, antibiotics, IV fluids), anaesthetic, surgery to repair and follow up re-checks (bandage changes, x-rays, medications). All these costs will be covered up to the limits under the policy.

Dog foreign body ingestion

If your dog accidentally swallowed your socks! The cost to investigate and remove the socks such as x-rays, ultrasound, blood test, medications (pain relief, antibiotics, IV fluids), anaesthetic and surgery to remove and follow up re-checks (stitch removal, medications) will be covered up to the limits under the policy.


Conditions, limitations and exclusions to insurance cover apply. National Seniors Australia Pet Insurance is underwritten by RACQ Insurance Limited (ABN 50 009 704 152, AFS Australian Financial Services Licence No.233082) (‘RACQ Insurance’). National Seniors Australia Ltd (ABN 89 050 523 003 AR No. 282 736) (‘National Seniors’) arranges insurance as an authorised representative of the insurer, RACQ Insurance. If you purchase a policy National Seniors will receive a commission from RACQ Insurance that is a percentage of the base premium. Please ask National Seniors for more details before deciding to choose our services. National Seniors does not provide advice on insurance based on any consideration of your individual objectives, financial situation or needs. National Seniors is able to provide general advice, and does so under RACQ Insurance’s Australian Financial Services Licence. Before making a decision please carefully read the relevant policy documents including the Product Disclosure Statement (PDS), and Supplementary Product Disclosure Statement (SPDS) available from National Seniors and listed below.