Life Insurance


Prepare for the unexpected with Allianz LifeCover Plus - cover that can help to provide for your loved ones if something happens to you.

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Make a claim

Call the hotline on 1300 362 108.


The benefits


If something were to happen to you or your partner, would you be financially prepared? If either of you were injured or fell ill and weren’t able to work anymore, would you be able to cover the costs of your mortgage repayments, your credit cards, or your day-to-day living expenses and for how long?


Allianz Life Cover Plus is a product designed to provide cover to protect you and your family from uncertain times. With a number of different options, this insurance provides you with peace of mind knowing that, in the worst of circumstances, Allianz Life can help to support your family’s finances.


Waiting periods may apply to certain covers and benefits. Please refer to the Product Disclosure Statement for the standard terms, conditions, limits and exclusions.

Read the Product Disclosure Statement

Up to $1,500,000 (1)

Life Cover

Online or over the phone

Applications with no medical tests

Affordable insurance

Get an indicative quote online

Products


Life cover

Life cover pays a lump sum if you die or suffer a terminal illness where death is likely to occur within 12 months.

You must be between the ages of 16 and 65 to apply for Life Cover.

  • Up to $1,500,000 cover depending on your age1
  • Accidental injury benefit for loss of sight or limb4

Critical Illness cover

Critical Illness cover, also known as Trauma cover, pays a lump sum if you suffer one of the defined Critical Illness events.

You must be between the ages of 16 and 55 to apply for Critical Illness cover.

Critical Illness cover must be taken out in conjunction with Life Cover.

  • Up to $500,000 cover1
  • Cover for serious illnesses such as cancer, stroke and heart attack2.

Permanently Unable to Work cover

Permanently Unable to Work Cover pays a lump sum if you either suffer a sickness or injury which means you are unlikely ever to be able to work again, or you suffer a major physical impairment.

You must be between the ages of 16 and 55 and working for at least 20 hours per week to apply for Permanently Unable to Work cover3.

Permanently Unable to Work cover must be taken out in conjunction with Life Cover.

  • Up to $1,500,000 cover depending on your age1
  • Cover for major physical impairment such as blindness or loss of hearing.

This is a summary only. Before making a decision, please refer to the Product Disclosure Statement for the standard, terms, conditions, limits and exclusions of cover.

Get a quote

How to make a claim


To make a claim call 1300 362 108 Mon–Fri, 8.00am-5.00pm EST (excluding public holidays).

Making a claim can be a time of great stress. At Allianz Life, we endeavour to handle all claims in a sensitive and professional manner and promise to:

  • Ensure your claim is dealt with promptly and efficiently
  • Keep you or your estate regularly updated and informed of the progress of the claim
  • Manage your claim in accordance with the principles of best practice

Disclaimer


National Seniors Australia Ltd ABN 89 050 523 003 refers you to the insurer Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL No. 296559 as the insurer’s agent. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please consider the Product Disclosure Statement, available on this website. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1Maximum cover amount is dependent on your age at the time of application. The cover amount of Critical Illness cover and Permanently Unable to Work Cover cannot exceed the Life Cover amount. The minimum cover amount is $50,000 for Critical Illness cover and $100,000 for Life cover and Permanently Unable to Work cover. The maximum total amount you can be paid under a policy with more than one type of cover is the Life Cover amount before any other benefits have been paid. Please refer to the PDS for details.

Conditions covered under this cover are certain types of Vascular Disease, Terminal Cancer, Degenerative Diseases, Cardiac Surgery, and Major Organ Failure. Three month waiting period applies for certain illnesses. Please refer to the ‘When a Critical Illness benefit will be payable’ section in the Product Disclosure Statement which sets out the standard list of covered conditions and events.

3For Permanently Unable to Work cover you must be working on on a permanent basis in an eligible occupation type for at least 20 hours per week. Please refer to PDS for details.

4Accidental Injury benefit covers the entire or irrecoverable loss of a hand, a foot or loss of sight in one eye. Please refer to the PDS for details.

Read the Product Disclosure Statement