Allianz Life Cover Plus may provide cover to protect you and your family from uncertain times. With a number of different options, this insurance is designed to suit customers with different needs.
Waiting periods may apply to certain covers and benefits. Please refer to the Product Disclosure Statement for the standard terms, conditions, limits and exclusions.
Up to $1,500,000 (1)
Online or over the phone
Applications with no medical tests
Get an indicative quote online
Life cover pays a lump sum if you die or suffer a terminal illness where death is likely to occur within 12 months.
You must be between the ages of 16 and 65 to apply for Life Cover.
- Up to $500,000 cover depending on your age1.
- Accidental injury benefit for loss of sight or limb4.
Critical Illness cover
Critical Illness cover, also known as Trauma cover, pays a lump sum if you suffer one of the defined Critical Illness events.
You must be between the ages of 16 and 55 to apply for Critical Illness cover.
Critical Illness cover must be taken out in conjunction with Life Cover.
- Up to $500,000 cover1
- Cover for serious illnesses such as terminal cancer and stroke2.
Permanently Unable to Work cover
Permanently Unable to Work Cover pays a lump sum if you either suffer a sickness or injury which means you are unlikely ever to be able to work again, or you suffer a major physical impairment.
You must be between the ages of 16 and 55 and working for at least 20 hours per week to apply for Permanently Unable to Work cover3.
Permanently Unable to Work cover must be taken out in conjunction with Life Cover.
- Up to $1,500,000 cover depending on your age1
- Cover for permanent legal blindness in both eyes due to sickness or injury and total and permanent loss of hearing in both ears due to sickness or injury.
This is a summary only. Before making a decision, please refer to the Product Disclosure Statement for the standard, terms, conditions, limits and exclusions of cover.
To make a claim call 1300 362 108 Mon–Fri, 8.00am-5.00pm EST (excluding public holidays).
Making a claim can be a time of great stress. At Allianz Life, we endeavour to handle all claims in a sensitive and professional manner and promise to:
- Ensure your claim is dealt with promptly and efficiently
- Keep you or your estate regularly updated and informed of the progress of the claim
- Manage your claim in accordance with the principles of best practice
National Seniors Australia Ltd ABN 89 050 523 003 refers you to the insurer Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL No. 296559 as the insurer’s agent. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please consider the
1Maximum cover amount is dependent on your age at the time of application. The cover amount of Critical Illness cover and Permanently Unable to Work Cover cannot exceed the Life Cover amount. The minimum cover amount is $50,000 for Critical Illness cover and $100,000 for Life cover and Permanently Unable to Work cover. The maximum total amount you can be paid under a policy with more than one type of cover is the Life Cover amount before any other benefits have been paid. Please refer to the PDS for details.
2 Conditions covered under this cover are certain types of Vascular Disease, Terminal Cancer, Degenerative Diseases, Cardiac Surgery, and Major Organ Failure. Three month waiting period applies for certain illnesses. Please refer to the ‘When a Critical Illness benefit will be payable’ section in the Product Disclosure Statement which sets out the standard list of covered conditions and events.
3For Permanently Unable to Work cover you must be working on a permanent basis in an eligible occupation type for at least 20 hours per week. Please refer to PDS for details.
4Accidental Injury benefit covers the entire or irrecoverable loss of a hand, a foot or loss of sight in one eye. Please refer to the PDS for details.