Renter's Insurance

Get a Quote
Get a Quote

Renter's Insurance

Up to 30% No Claim Bonus

Pay by the month at no extra cost

24/7 claims support


National Seniors Insurance can help you protect your belongings while you rent from just $1 per day^.

You’ve worked hard for everything you own so it’s worth protecting your possessions against unexpected events, no matter where you call home.

As a tenant, it’s sometimes hard to know what contents you need to cover. National Seniors Insurance can help you protect your belongings from loss or damage caused by insured events such as fire, theft, storm and much more.

Get a 10% discount when you buy online

The benefits

  • Covers you for loss or damage caused by fire or theft
  • New for old replacement of your contents, regardless of their age
  • Option to cover your portable items against accidental loss or damage when out of home, even overseas
  • Option to specify a replacement value for your most valuable items
  • Dedicated claims support 24/7
  • Protection for fraudulent use of lost or stolen credit cards

Extra ways you can save

  • Save up to 10% on your renter’s insurance policy when you buy online^
  • Receive a No Claim Bonus of up to 30% on your premium*+
  • Pay by the month at no extra cost
More features and benefits

Features and benefits available under National Seniors Insurance policies include:

You are protected against loss or damage caused by

Renter's insurance

Fire and theft


Storm, lightning, earthquake and tsunami


Water damage due to burst pipes




Standard Benefits


New for old replacement


Legal Liability cover

Up to $10,000,000*

Credit cards - cover for loss or theft

Up to $2,500*

Replacement of locks and cylinders

Up to $1,000*

Contents in the open air at your risk address


Guests', visitors' and domestic helpers' property


Contents in safe deposit box


Contents temporarily removed from your insured address

Up to 20% of contents sum insured with sub-limits for selected contents*

Compensation for death


Security firm attendance


Title deeds


Veterinary costs


Automatic indexation of sum insured


Optional Benefits


Fusion of household electric motors


Cover for accidental loss or damage to your contents


Personal Effects cover (Specified and/or Unspecified)


Domestic workers’ compensation


For full details of the conditions and exclusions for our home building and/or contents covers, please refer to the Product Disclosure Statement.

To review the Key Facts Sheets available for our home building and/or contents covers click here.




To ensure you're adequately covered, use our handy replacement calculators, provided by Allianz, as a guide to estimate the replacement value of your home building and contents.




Get protected and be heard

National Seniors Insurance is a service of the largest independent, not-for-profit seniors organisation in the country - National Seniors Australia. With the collective voice of over 200,000 members behind them, National Seniors lobbies government and business at all levels to get a better deal for the over 50s. Members also receive a bi-monthly magazine, great discounts on their holidays, exclusive offers and access to world class research on ageing. Become a member.

Terms and Conditions apply


*Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.  Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only unless stated otherwise. Discounts may not be applied to any flood component of the premium (if applicable).

^ Cost per day/week is based on the average annual premium paid between 1/6/14 and 31/12/14 by renters insuring $30,000 - $32,000 of contents cover only under Vital Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.

+ Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

In arranging this insurance, National Seniors Australia Ltd ABN 89 050 523 003 AR 282736 acts for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Terms, conditions and exclusions apply. Before making a decision about this insurance please refer to the Product Disclosure Statement, available from this website. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.