Comparison table


This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statement (PDS).

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What's covered


Buildings Contents
Accidental breakage of glass
Earthquake
Explosion
Fire or smoke
Impact damage
Lightning or thunderbolt
Malicious acts
Riot or civil commotion
Storm, rainwater or run-off
Theft, burglary or housebreaking
Tsunami
Water or other liquid damage
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Contents in the open air at the risk address – up to $200
Continuation of cover when you are selling your buildings
Fusion (burnout of electrical motors) – Limits apply. Please refer to the PDS for details.
Mortgage discharge costs – up to $2,000
Rental costs after an insured event – up to 12 months if your property is deemed uninhabitable

Available under contents cover only when the building is part of a strata title development
Replacement of locks or cylinders – up to $500
Environmental benefits when rebuilding after total loss – up to $5,000
Optional additional covers
Rent default and theft by tenant
Flood cover (subject to eligibility)

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statement and Policy Document and Supplementary Product Disclosure Statement.

To review the Key Facts Sheets available for Landlord Buildings and/or Contents cover, click here.

Disclaimer


National Seniors Australia Ltd ABN 89 050 523 003 AR No. 282 736 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Landlord Insurance Product Disclosure Statement and Policy Document and Supplementary Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. 

We may receive a percentage of profit on Home (excluding flood) and Motor policies arranged by us or renewed with Allianz in each calendar year. Profit is calculated using a specific formula and we will only be paid to the extent that the profit exceeds the agreed threshold.

We also receive an annual upfront marketing contribution from Allianz which is a percentage of the base premium earned on policies which we arrange for Allianz in the previous year (excluding NSW CTP). This is repayable on a pro-rata basis if your agreement is terminated.

For more information about our remuneration, ask us before we provide you with any services.