Health Insurance

Health Insurance

Suitable for the over 50s

6% discount on your premium

Option to tailor your cover


We all have different health care needs, particularly as we get older. That’s why National Seniors Australia is excited to partner with nib for health cover designed for people aged over 50.

nib allows you to tailor your health cover by choosing the level of hospital cover relevant to you and then add on the Extras that you’re most likely to use. Tailoring your cover could help you save money, for example, if you’ve finished having children why pay for pregnancy and birth related services?

With nib Standard and Advantage Hospital cover there’s cover for the important things without paying for the things you no longer need.

  • Don’t pay for pregnancy and birth related services
  • No annual limit for emergency ambulance anywhere in Australia
  • Cover for accidental injury

nib has created Extras covers based on services you are most likely to use.

  • Start with one of the core packages – including dental, optical and physio.
  • If you are looking for more cover you can add other Extras covers based on the Extras you’d like to claim.

Plus, take out any combined nib Hospital & Extras cover to receive an exclusive National Seniors member offer:

  • 6% discount on your premiums when you pay by direct debit from a cheque or savings account~
  • 30 days of health cover on nib after paying your first month's premium^

Offer not available to existing nib customers.

We’ll recognise waiting periods already served with your current fund so you can claim straight away. Waiting periods apply for services not currently covered and any benefit limits already used with your current fund will apply to your nib policy*.

Call 1300 50 50 96 (weekdays 8.30am to 5pm AEST)

Terms and Conditions apply

~Offer applies to National Seniors Australia members only. The 6% discount is on your annual premium excludes any Lifetime Health Cover loading and only applies to direct debit payment from a cheque or savings account, excludes direct debit from a credit card account. ^You must have made a payment and served your 30 day cooling off period and nib will pay for the next 30 days of your premium. 30 days on nib offer excludes existing nib members. Not available in conjunction with any other offer. *Any existing limits used and waiting periods served with your current health fund will be carried across to your new nib policy. Offer excludes Overseas Student and Visitor covers and corporate health covers. Offer may be changed or terminated at any time.  nib health insurance is promoted by National Seniors Australia as an authorised representative of nib health funds limited ABN 83 000 124 381. Conditions apply, please call 1300 50 50 96 or visit