Health Insurance
Australian Unity offers a wide range of health covers designed to keep you physically and mentally healthy – whatever your lifestyle.
Plus, NSA members are eligible for an ongoing 10% discount.¹
Pay $0 for your dental check-up²
Get up to 100% back on optical²
Choose your own extras provider³
Save money on everyday items with Wellplan Rewards⁴
180 years
Australian Unity have been supporting the wellbeing of Australians since 1840.
Member-owned
Their profits are reinvested back into better products and services for their members and the community.
Wellbeing experts
Australian Unity has been measuring the wellbeing of Australians for 20 years.
Get a quick quote now
1. Select your who you’d like cover for and your location
2. Select the level of hospital and extras covers you’d like to be covered for
3. Click submit and your 10% NSA Member discount will be automatically added to your quote.
Switch to Australian Unity Health Insurance in 3 easy steps
All you need to do is
1. Choose your new cover from Australian Unity.
2. Sign up online or over the phone—make sure to tell us you’re switching.
3. That’s it! We’ll organise the rest.
What should I look for when choosing health insurance?
When it comes to private health insurance, you’ll find that cheapest does not always equal best value. In fact, paying just a little extra each month can actually save you money, because you may be covered for more services that you’ll actually use.
When shopping for health insurance, some of the things you should look at include:
• What services are included and excluded?
• What restrictions apply to your cover?
• How much can you get back for the services you’re most likely to use?
• What waiting periods apply before you can claim?
• How easy is it to make a claim?
• Can you still see your favourite doctors and specialists?
• Do you still get the same amount back if your doctor/specialist isn’t part of the fund’s preferred “network” of providers?
• What private hospitals can you go to?
• Is a “gap cover” scheme available?
• What excess is payable for hospital visits and how many times each year does an excess apply?
Am I covered as soon as I take out private health insurance?
When you switch to Australian Unity from a cover with a similar or higher level of benefits within 30 days of leaving your old health fund, we’ll recognise the waiting periods you’ve already served.
Even if you haven’t completed a waiting period, we’ll apply any time already served towards your new cover.
When you first buy private health insurance, or when you upgrade to a higher level of cover, you may have to wait some time before you are able to claim. These waiting periods apply to both hospital and extras.
Is it easy to switch to Australian Unity?
Yes! Simply switch to Australian Unity in 3 easy steps;
1. Select your who you’d like cover for and your location
2. Sign up online or over the phone—make sure to tell us you’re switching.
3. That’s it! We’ll organise the rest.
You'll receive continuous cover if you transfer to Australian Unity within 30 days of leaving your previous fund. And if you switch to an equal (or lower) level of cover, you won't have to re-serve any waiting periods you've already completed.
The old fund will provide your new fund with a transfer certificate, which provides details about your level of cover, waiting periods already served, a history of recent claims, and any Lifetime Health Cover Loading that applies.
This information may also be used to adjust the annual and lifetime claim limits on your new policy. For example, if you've made $900 worth of orthodontics claims on your old cover, and your new policy has a $2400 lifetime claim limit, that $900 will be deducted from your new policy ($2400 - $900 = $1500) to reflect your true available limit.
Thank you for your interest. Your e-guide will be delivered via email shortly.
| 1 10% ongoing discount includes all retail discounts and is available only when paying by direct debit. The discount is not available through brokers or comparators and excludes Overseas Visitor Cover.
2 T&Cs apply. Available on selected extras covers for selected services. Yearly limits and waiting periods may apply.
3 Exclusions apply for certain relationships between provider and member. Find a health care provider here.
4 It’s included as part of your Australian Unity health insurance membership but is not available on overseas visitor cover. Read details here. |
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