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Features and benefits available under National Seniors Insurance home building and contents policies include:

 

What are you insured for?
Features and benefits

Prestige Home

Classic Home

Vital Home

New for old replacement

Yes

Yes

Yes

Insured Events cover

Yes

Yes

Yes

Accidental loss or damage

Yes

No

No

Accidental breakage of glass

Yes

Yes

Yes

Additional cost of temporary accommodation

Yes*

Yes*

Yes*

Automatic indexation of sum insured

Yes

Yes

Yes

Landscaping

Yes

Yes

No

Compensation for death

Yes - Up to $10,000

Yes - Up to $10,000

Yes - Up to $10,000

Contents in open air at the risk address

Yes*

Yes*

Yes*

Contents in safe deposit box – Accidental loss or damage, excluding theft

Yes*

Yes*

Yes*

Credit cards - cover for loss or theft

Yes - Up to $5,000

Yes - Up to $5,000

Yes - Up to $2,500

Fusion of electric motors

Yes - Motors up to 12 years old

Yes - Motors up to 10 years old

No

Guests', visitors' and domestic helpers' property

Yes - Up to $5,000

Yes - Up to $5,000

Yes - Up to $5,000

Landlords' contents

No

Yes - Up to $10,000

Yes - Up to $10,000

Legal liability cover

Yes - Up to $20,000,000

Yes - Up to $20,000,000

Yes - Up to $10,000,000

Modifications to buildings for paraplegia and quadriplegia

Yes - Up to $10,000

Yes - Up to $10,000

Yes - Up to $10,000

Replacement of locks and cylinders

Yes - Up to $2,000

Yes - Up to $1,000

Yes - Up to $1,000

Security firm attendance

Yes - Up to $500

Yes - Up to $500

Yes - Up to $500

Spoilage of refrigerated / freezer food

Yes - No specified limit

Yes - Up to $500

No

Temporary removal of Contents from your risk address

Yes*

Yes*

Yes*

Title deeds

Yes - Up to $2,000

Yes - Up to $2,000

Yes - Up to $2,000

Veterinary costs

Yes - Up to $500

Yes - Up to $500

Yes - Up to $500

Identity theft

Yes - Up to $5,000

Yes - Up to $5,000

No

Guaranteed renewal

Yes

Yes

No 

For full details of conditions and exclusions of all our cover options, please refer to the Prestige Home Insurance PDSClassic Home Insurance PDS and Vital Home Insurance PDS.

To review the Key Facts Sheets available for our home building and/or contents covers click here.

 

Terms and Conditions apply

*Conditions, limits and exclusions may apply - refer to the Product Disclosure Statement for more information. National Seniors Australia Ltd ABN 89 050 523 003 AR No. 282 736 arranges insurance as authorised representative of the insurer Allianz Australia Insurance Limited, ABN 15 000 122 850, AFSL 234 708 and if you purchase a policy it will receive a commission that is a percentage of the base ‎premium. Ask for more details before we provide you with our services. We do not provide advice on insurance based on any consideration of your objectives, financial situation or needs. Terms, conditions and exclusions apply. Before making a decision please read the Product Disclosure Statement, available by calling National Seniors on 1300 50 50 99 or from this website.