Product Features

Product Features

Features and benefits available under National Seniors Insurance Prestige Motor Vehicle cover include:

If you have a claim under the policy we give benefits for:


New replacement vehicle if your new vehicle (less than two years old) is a total loss


Cover for damage to other people's property (legal liability)

Up to $20,000,000

Legal liability cover when using a substitute vehicle


Legal costs


Rental car following theft ($100 per day limit)

Up to 30 days

Reasonable costs of towing after a covered accident


Vehicle being transported by ship


Trailer and caravan cover

Up to $1,000 or market value whichever is lesser

Emergency repairs

Up to $500

Personal effects or clothing

Up to $1,000 for any one incident

Transportation costs

Up to $500 for any one incident

Re-keying and re-coding

Up to $1,000

Emergency accommodation costs

Up to $400

Remove basic excess on windscreen claims


Rating 1 for life (if applicable)


Guaranteed renewal


For full details of the conditions and exclusions on all our cover options, please refer to the Prestige Motor Insurance Product Disclosure Statement.


Terms and Conditions apply

National Seniors Australia Ltd ABN 89 050 523 003 AR No. 282 736 arranges insurance as authorised representative of the insurer Allianz Australia Insurance Limited, ABN 15 000 122 850, AFSL 234708 and if you purchase a policy it will receive a commission that is a percentage of the base ‎premium. Ask for more details before we provide you with our services. We do not provide advice on insurance based on any consideration of your objectives, financial situation or needs. Terms, conditions and exclusions apply. Before making a decision please read the Product Disclosure Statement (PDS) and Supplementary PDS, available by calling National Seniors on 1300 50 50 99 or from this website.